1. ACCEPTANCE OF TERMS
The TurboPass Corporation, (“TurboPass”) provides its service to You, subject to the
following Terms of Service Agreement, which may be updated by us from
time to time without notice to You. You can review the most current version of the TOS
at any time at: www.nostips.com/termsofservice. In addition, when using
TurboPass services, You and TurboPass shall be subject to any posted guidelines or
rules applicable to such services which may be posted from time to time. By connecting
to and using this Site, You agree to be bound by all of the terms and conditions set forth
2. DESCRIPTION OF SERVICE
TurboPass offers a technology-based deposit /asset verification and a utility account verification service (the“Service”) designed to make it easier for a creditor to verify and monitor the deposits
and/or assets and utility account(s) of a prospective or current debtor by performing the following on "your" behalf: (1) Securely retrieving balances and transaction detail from the debtor’s accounts at one or more financial institutions and/ or utility companies; (2) Delivering this information to the creditor; and (3) providing for updates over a specified monitoring period.
3. LICENSE GRANT
"You" or "your" means the consumer who is being licensed to use the Service or
Documentation, and is providing TurboPass access to his or her financial and/or
investment accounts and/ or utility accounts.
"Service" means any services and products offered by TurboPass, the Site, all content
of the Site, all Software, in whole or in part (including but not limited to the TurboPass
executables, libraries, examples, interface definitions, associated media and printed
materials) which create, enable, relate to, and or facilitate the Service (or functionality
thereof), and any online (PDF, Flash, or HTML) or other related documentation.
We hereby grant You, a single user, a non-transferable, nonexclusive, restricted license
to use (only in delivered code form) the Service through one (1) account to enable
secure access to Your financial and/ or utility accounts balances and transaction detail.
You may, subject to the terms and conditions or the "TOS", allow Your immediate family
and accountants or financial advisors to review Your records, data, compilation, reports,
generated with the use of this Service, provided that any such authorized users agree to
and abide by the terms and conditions of this agreement.
The Service is licensed to You pursuant to this Agreement, not sold. TurboPass
remains the owner of all right, title and interest in the Service. Any copy, modification,
revision enhancement, adaptation, translation, or derivative work of or created from the
Service made by or at Your direction shall be owned solely and exclusively by
TurboPass, as shall all patent rights, copyrights, trade secret rights, trademark rights,
and all other proprietary rights, worldwide (all the foregoing rights taken together being
referred to collectively herein as Intellectual Property Rights therein and thereto.
5. THINGS YOU MAY NOT DO
The Service is protected by United States copyright laws and international treaties. You
must treat the Service like any other copyrighted material (for example, a book). You
• Copy the Service or the written materials accompanying the Service;
• Modify or adapt the Service or merge it into another program;
• Cause the Service in any way to be reverse engineered, disassembled, decompiled,
decrypted, extracted, translated, nor shall any attempt to do so be undertaken or
permitted, including any attempts to discover the source code of the Service, related
algorithms, protocols, interfaces, logic or program code of the Service or any derivative
• Bypass or make any attempt to bypass the copy protection, unlock mechanism, serial
number scheme, etc., of the Service;
• Publish any part of Your account credentials, including Your secure Verification of
Deposit (“VOD”) Key;
• Allow any access to or use of the Service by anyone other than Your immediate family
and authorized Accountant or financial advisor as listed in paragraph 3 above, and
others as described in paragraph 16, below;
• Use the Service on a perpetual or continuous basis without the use of legally obtained
• Place the Service onto a server so that it is accessible via a public network such as the
• Sublicense, rent, lease, loan, sell, transfer, assign, distribute, or otherwise make
available to any other unauthorized person or entity, the Service, in whole or in part;
• Create, or attempt to create, any derivative works based on the Service, in whole or in
• Violate any obligation or provision of this agreement.
6. YOUR ACCOUNT OBLIGATIONS - INCLUDING CERTAIN LEGAL
REPRESENTATIONS, AUTHORIZATIONS, AND DESIGNATIONS
In consideration of Your use of the Service, You represent, agree, and warrant that You:
• Are of legal age to form a binding contract;
• Are not a person barred from receiving Services under the laws of the United States or
other applicable jurisdiction;
• Have not relied on any promises or representations not expressly made herein;
• Possess the full right, power and authority to enter into this agreement and to carry out
Your obligations hereunder;
• Know of no impediments that would prevent TurboPass from complying with all the
terms of this Agreement;
You also agree to: (a) grant us permission to access your financial, investment and/ or utility
accounts, to which you provide us your sign-on credentials (and all information
contained therein, including but not limited to the transaction and balance information
for a period of up to twenty four (24) months); (b) permit continuous access to your
financial and investment accounts for the duration of the creditor-selected monitoring
period (the “Monitoring Period”) for any permissible purpose relating to or authorized
pursuant to this TOS, or otherwise described herein; (c) grant our data supplier
permission to retain certain account access information to comply with consumer
disclosure requests as provided by section 609 (a) (1) of the Fair Credit Reporting Act;
(d) use this Service only for lawful purposes.
You expressly agree that by using the Service and or by agreeing to the terms herein,
you are (1) authorizing TurboPass and its agents to access third party sites designated
by you on your behalf, retrieve the information listed in the paragraph immediately
above and provide such information to the creditor you request, as well as to any
secondary market investor, requested by the creditor, that may be assigned or purchase your credit-sale or loan, and (2) appoint TurboPass and its agents as your agent for this limited purpose, with full power and authority to perform acts necessary in connection with such activities.
By entering the account credentials for your financial accounts, you are permitting
TurboPass and its agents to process your request and use information submitted by you
to accomplish the foregoing for the duration of the Monitoring Period. YOU
ACKNOWLEDGE THAT IT IS YOUR RESPONSIBILITY TO EXERCISE SOUND
JUDGMENT AND COMMON SENSE WHEN DEALING WITH INDIVIDUALS YOU
DON’T KNOW AND WHEN DECIDING WHETHER AND WITH WHOM TO SHARE
YOUR DEPOSIT AND ASSET INFORMATION OR UTILITY ACCOUNT INFORMATION, AND YOU AGREE THAT YOUR INTERACTIONS WITH SUCH INDIVIDUALS, INCLUDING YOUR ACCESS TO AND USE OF THE SERVICE IS AT YOUR OWN RISK. ADDITIONALLY, YOU ACKNOWLEDGE AND AGREE THAT NEITHER TURBOPASS, NOR ITS DIRECTORS, OFFICERS, AGENTS, EMPLOYEES, SUPPLIERS, LICENSORS, OR AFFILIATED COMPANIES, ARE RESPONSIBLE OR LIABLE TO YOU FOR ANY
ACTIONS TAKEN OR DECISIONS MADE BY ANY INDIVIDUAL WITH WHOM YOU
HAVE SHARED YOUR DEPOSIT OR ASSET INFORMATION. YOU ACKNOWLEDGE AND AGREE THAT WHEN TURBOPASS OR ITS AGENTS ACCESS AND RETRIEVE INFORMATION FROM THIRD PARTY SITES, TURBOPASS AND ITS AGENTS ARE ACTING AS YOUR AGENT, AND NOT THE AGENT OR ON BEHALF OF THE THIRD PARTY. You agree that the third-party account providers shall be entitled to rely on the foregoing authorization and agency granted by you. You understand and agree that this Service is not endorsed or sponsored by any third-party account providers accessible through such Service.
YOU ACKNOWLEDGE AND AGREE THAT IN ORDER TO COMPLY WITH
CONSUMER DISCLOSURE REQUIREMENTS OF THE FAIR CREDIT REPORTING
ACT, THE TURBOPASS DATA SUPPLIER MAY BE REQUIRED TO RETAIN ACCESS TO
YOUR ACCOUNTS FOR A PERIOD OF THREE YEARS. You may choose to have this
access terminated by contacting TurboPass at firstname.lastname@example.org wherein
TurboPass shall request removal of your access permission from the data supplier.
UPON EXECUTION OF THIS REQUEST, YOU WILL BE REQUIRED TO PROVIDE
YOUR ACCOUNT ACCESS INFORMATION TO COMPLETE A FUTURE REQUEST
FOR CONSUMER DISCLOSURE
Nothing in this section, including the existence of this section, shall limit any of Your
obligations as otherwise described within the TOS. If You provide any information that is
untrue, inaccurate, not current or incomplete, or TurboPass has reasonable grounds to
suspect that such information is untrue, inaccurate, not current or incomplete,
TurboPass has the right to suspend or terminate Your account and refuse any and all
current or future use of the Service (or any portion thereof).
Subscriber Data and certain other information about You are subject to our Privacy
Your use of the Service You consent to the collection and use (as set forth in the
8. ACCESS CREDENTIAL SECURITY
You will be given account access credentials after Your creditor has submitted a
request for Electronic Verification of Assets (“VOA”) and/ or Electronic Verification of Utility Account (“VOU”) via the Service. You are responsible for maintaining the confidentiality of the credentials. You are fully responsible for all activities that occur under Your credentials. You agree to (a) immediately notify TurboPass of any unauthorized use of Your account or any other
breach of security, and (b) ensure that You exit from Your account at the end of each
session. TurboPass and its directors, officers, agents, employees, suppliers, licensors
or affiliated companies, cannot and will not be liable for any loss or damage arising from
Your failure to comply with this Section, or that You may incur as a result of someone
else using Your credentials, either with or without Your knowledge. You agree and
acknowledge that You may not use anyone else's credentials any time.
You agree to indemnify and hold TurboPass and its directors, officers, agents,
employees, suppliers, licensors or affiliated companies harmless from any losses,
damages, claim or demand, including reasonable attorneys fees or expenses incurred,
made by any third party due to or arising out of Your use of and or connection to the
Service, Your violation of the TOS, and or Your violation of any rights of another relating
to the Service.
10. GENERAL PRACTICES REGARDING USE AND STORAGE
You acknowledge that TurboPass may establish general practices and limits concerning
use of the Service, including without limitation the maximum number of days that
subscriber data will be retained. You agree that TurboPass and its directors, officers,
agents, employees, suppliers, licensors or affiliated companies, have no responsibility
or liability for the deletion or failure to store any subscriber data maintained or
transmitted by the Service. You acknowledge that TurboPass reserves the right to log
off accounts that are inactive for an extended period of time. You further acknowledge
that TurboPass reserves the right to modify these general practices and limits from time
11. MODIFICATIONS TO SERVICE
TurboPass reserves the right at any time and from time to time to modify or discontinue,
temporarily or permanently, the Service (or any part thereof) with or without notice. You
agree that TurboPass and its directors, officers, agents, employees, suppliers, licensors
or affiliated companies shall not be liable to You or to any third party for any
modification, suspension or discontinuance of the Service.
12. TERM and TERMINATION
This Agreement will be deemed to have commenced upon the date You accept the TOS
Documentation in Your possession. You agree, on termination of this license, to cease
any and all use of the Service and further to destroy all copies of the Service and
Documentation in Your possession. You agree that Your obligations under the TOS
(including but not limited to the requirement to maintain the confidentiality and security
of TurboPass) remain with You even after termination of the TOS.
You agree that TurboPass may, under certain circumstances and without prior notice,
immediately terminate Your access to the Service. Cause for such termination shall
include, but not be limited to, (a) breaches or violations of the TOS or other incorporated
agreements or guidelines, (b) requests by law enforcement or other government
agencies, (c) a request by You (self-initiated account deletions), (d) discontinuance or
material modification to the Service (or any part thereof), (e) unexpected technical or
security issues or problems, (f) extended periods of inactivity, (g) suspicion or
confirmation that You have engaged in fraudulent or illegal activities, and/or (h)
nonpayment of any fees owed by Your creditor in connection with the Services.
Termination of Your service includes, but is not necessarily limited to: (a) removal of
access to the Service, and (b) barring further use of the Service. Further, you agree that
all terminations for cause shall be made in TurboPass' sole discretion and that
TurboPass shall not be liable to You or any third-party for termination of Your account or
access to the Service.
The Service may provide, or third parties may provide, links to other World Wide Web
sites or resources. You acknowledge and agree that TurboPass has no control over
such sites and resources, and TurboPass and its subsidiaries, affiliates, officers,
agents, co-branders or other partners, and employees, are not responsible for the
availability of such external sites or resources, and does not endorse and nor are they
responsible or liable for any Content, advertising, products, or other materials on or
available from such sites or resources. You further acknowledge and agree that
TurboPass and its directors, officers, agents, employees, suppliers, licensors or
affiliated companies, shall not be responsible or liable, directly or indirectly, for any
damage or loss caused or alleged to be caused by or in connection with use of or
reliance on any such Content, goods or services available on or through any such site
14. CONFIDENTIALITY and PROPRIETARY RIGHTS
You acknowledge and agree that the Service contains trade secrets, proprietary know
how and confidential information that are valuable and belong to TurboPass and are
being made available to You in strict confidence, protected by applicable intellectual
property and other laws. Content received through the Service may be displayed and
printed for Your personal, non-commercial use only, as described herein. You may
display and print Service compilations, spreadsheets, graphs, or materials which are
generated from Your own personal account information, for Your own personal use. You
may, on an occasional and irregular basis, disseminate an insubstantial portion of
content from this Site, regarding Your personal information, for a noncommercial
purpose, without charge, and transmitted in non-electronic form, to a limited number of
individuals, provided You include all copyright and other proprietary rights notices with
such portion of the content in the same form in which the notices appear in this Site,
original source attribution, and the phrase "Used with permission from The TurboPass
Corporation". You may not post any content from this Site to newsgroups, mail lists or
electronic bulletin boards, without the prior written consent of TurboPass. You agree
that neither You, your agents, nor Your employees shall in any manner use, disclose or
otherwise communicate any information with respect to the Service, or related
documents which might enable use or copying of all or any portion of the Service. You
agree to take all necessary action to protect the confidential and proprietary information
included in the Service and related documents.
Except as expressly allowed in this Agreement or authorized in writing by TurboPass,
You agree not to modify, rent, lease, loan, sell, distribute or create derivative works
based on the Service, or related documents, in whole or in part.
Neither party shall have any obligation with respect to Confidential or Proprietary
Information which: (i) is or becomes generally known to the public by any means other
than a breach of the obligations of the receiving party; (ii) was previously known to the
receiving party or rightly received by a receiving party from a third party; or (iii) is
independently developed by the receiving party; (iv) is required to be disclosed by a
final order of a court of competent jurisdiction; or (v) is otherwise required to be
disclosed by applicable law following reasonable notice to the disclosing party.
If You are legally compelled to disclose any of TurboPass’ Confidential or Proprietary
information, then, prior to such disclosure, You will (i) promptly notify TurboPass in
writing of the compulsion unless doing so would violate the terms of the order to
disclose; (ii) assert the privileged and confidential nature of the Trade Secrets and (iii)
cooperate fully with the TurboPass in protecting against any such disclosure and or
obtaining a protective order narrowing the scope of such disclosure and/or use of the
ANY USE OR DISCLOSURE OF CONFIDENTIAL OR PROPRIETY INFORMATION
RELATING TO THE SERVICE, SOFTWARE, RELATED DOCUMENTS, OR OF THE
RELATED ALGORITHMS, PROTOCOLS OR INTERFACES, OTHER THAN IN STRICT
ACCORDANCE WITH THIS LICENSE AGREEMENT, MAY BE ACTIONABLE AS A
VIOLATION OF TURBOPASS’ TRADE SECRET RIGHTS.
15. DISCLAIMER OF WARRANTIES
YOU EXPRESSLY UNDERSTAND AND AGREE THAT: (i) YOUR USE OF THE
SERVICE IS AT YOUR SOLE RISK. THE SERVICE IS PROVIDED ON AN "AS IS"
AND "AS AVAILABLE BASIS". TURBOPASS EXPRESSLY DISCLAIMS ALL
WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT
NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS
FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. (ii) TURBOPASS
MAKES NO WARRANTY THAT (i) THE SERVICE WILL MEET YOUR
REQUIREMENTS, (ii) THE SERVICE WILL BE UNINTERRUPTED, TIMELY, SECURE,
OR ERROR-FREE, (iii) THE RESULTS THAT MAY BE OBTAINED FROM THE USE
OF THE SERVICE WILL BE ACCURATE OR RELIABLE, (iv) THE QUALITY OF ANY
PRODUCTS, SERVICES, INFORMATION, OR OTHER MATERIAL PURCHASED OR
OBTAINED BY YOU THROUGH THE SERVICE WILL MEET YOUR EXPECTATIONS,
AND (v) ANY ERRORS IN THE SERVICE WILL BE CORRECTED. (vi) ANY
MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF
THE SERVICE IS DONE AT YOUR OWN DISCRETION AND RISK AND THAT YOU
WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER
SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY
SUCH MATERIAL. (vii) NO ADVICE OR INFORMATION, WHETHER ORAL OR
WRITTEN, OBTAINED BY YOU FROM TURBOPASS OR THROUGH OR FROM THE
SERVICE SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THE
16. LIMITATION OF LIABILITY
YOU EXPRESSLY UNDERSTAND AND AGREE THAT NEITHER TURBOPASS
NOR ANY OF ITS DIRECTORS, OFFICERS, AGENTS, EMPLOYEES, SUPPLIERS,
LICENSORS OR AFFILIATED COMPANIES SHALL BE LIABLE TO YOU OR ANYONE
ELSE FOR ANY DAMAGES, (INCLUDING, WITHOUT LIMITATION, DIRECT,
INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL EXEMPLARY DAMAGES OR
SIMILAR DAMAGES), EVEN IF TURBOPASS OR ITS DIRECTORS, OFFICERS,
AGENTS, EMPLOYEES, SUPPLIERS, LICENSORS OR AFFILIATED COMPANIES
HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. SUCH
DAMAGES MAY INCLUDE, BUT ARE NOT LIMITED TO, DAMAGES FOR LOSS OF
PROFITS, GOODWILL, USE, DATA, BUSINESS INTERRUPTION OR ANY OTHER
COMMERCIAL DAMAGES OR LOSSES OR OTHER INTANGIBLE LOSSES, ARISING
OUT OF OR RELATED TO: (i) THE USE OR THE INABILITY TO USE THE SERVICE;
(ii) THE COST OF PROCUREMENT OF SUBSTITUTE GOODS AND SERVICES
RESULTING FROM ANY GOODS, DATA, INFORMATION OR SERVICES
PURCHASED OR OBTAINED OR MESSAGES RECEIVED OR TRANSACTIONS
ENTERED INTO THROUGH OR FROM THE SERVICE; (iii) UNAUTHORIZED
ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA; (iv)
STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON THE SERVICE; (v) IN
WHOLE OR PART BY TURBOPASS OR ITS SUBSIDIARIES, AFFILIATES,
MEMBERS, MANAGERS, OFFICERS, AGENTS, CO-BRANDERS, PARTNERS, AND
OR EMPLOYEES; NEGLIGENCE OR CONTINGENCIES BEYOND THEIR CONTROL
IN PROCURING, COMPILING, INTERPRETING, REPORTING OR DELIVERING THIS
SITE AND ANY CONTENT THROUGH THIS SITE; (vi) OR ANY OTHER MATTER
RELATING TO THE SERVICE, THE TOS, OR THE SUBJECT MATTER RELATING
17. EXCLUSIONS AND LIMITATIONS
SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN
WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR
INCIDENTAL OR CONSEQUENTIAL DAMAGES. ACCORDINGLY, SOME OF THE
ABOVE LIMITATIONS OF SECTIONS 17 AND 18 MAY NOT APPLY TO YOU.
18. FORCE MAJEURE
TurboPass shall not be responsible for failures of its obligations under this Agreement to
the extent that such failure is due to causes beyond TurboPass’ control including, but
not limited to, acts of God, war, acts of any government or agency thereof, fire,
explosions epidemics, quarantine restrictions, strikes, delivery services, telecommunication providers, labor difficulties, lockouts, embargoes, severe weather, conditions, delay in transportation, or delay of suppliers or subcontractors.
19. NO THIRD PARTY BENEFICIARIES
You agree that, except as otherwise expressly provided in this TOS, there shall be no
third party beneficiaries to this agreement.
20. CREDITOR END-USER AGREEMENT
All users must have a permissible purpose in order to obtain the information from
TurboPass. The creditor and its designees agree to the permissible purpose as follows:
• According to the Gramm-Leach Bliley Act (GLBA), I agree that I am authorized by the
consumer to access the consumer information to enforce a transaction.
• According to the Driver’s Privacy Protection Act (DPPA), I agree that in the normal
course of business, I am authorized to verify the accuracy of personal information
provided by the consumer. If the submitted information is incorrect, I am also authorized
to obtain the correct information, but only for the purposes of preventing fraud by
pursuing legal remedies against, or recovering on a debt of security interest against, the
21. TRADEMARK INFORMATION
All TurboPass’ logos, product and service names are trademarks and service marks of
TurboPass. Without TurboPass’ prior written permission, You agree not to display or
use in any manner, the TurboPass’ marks.
22. GENERAL INFORMATION
The TOS constitutes the entire agreement between You and TurboPass and governs
Your use of the Service, superseding any prior agreements, communication,
advertising, proposals, and or representations between You and TurboPass with
respect to the Service.
If any legal action arises relating to this Agreement, the prevailing party shall be entitled
to recover all court costs, expenses and reasonable attorney fees from the non-
You recognize and acknowledge that any breach or threatened breach of this
Agreement by You may cause TurboPass irreparable harm for which monetary
damages may be inadequate. You agree, therefore, that TurboPass shall be entitled to
an injunction to restrain You from such breach or threatened breach. Nothing in this
Agreement shall be construed as preventing TurboPass from pursuing any remedy at
law or in equity for any breach or threatened breach of this Agreement.
Choice of Law and Forum.
The TOS and the relationship between You and TurboPass shall be governed by the
laws of the State of Texas without regard to its conflict of law provisions.
The failure of TurboPass to exercise or enforce any right or provision of the TOS shall
not constitute a waiver of such right or provision.
In case any one or more of the provisions of this Agreement shall be found to be invalid,
illegal or unenforceable in any respect, such provision shall be amended, construed and
applied so that such provision is valid and enforceable to reflect, as closely as possible,
the original intent of such provision; and the validity, legality and enforceability of the
remaining provisions contained herein shall not in any way be affected or impaired
Except for as expressly provided herein, this Agreement does not create any agency or
partnership relationship between the parties.
No Right of Survivorship and Non-Transferability.
You agree that Your TurboPass account is non-transferable and any rights to Your
TurboPass credentials or contents within Your account terminate upon Your death.
Upon receipt of a copy of a death certificate, Your account may be terminated and all
contents therein permanently deleted.
Export Law Assurances.
You agree that the Service will not be shipped, transferred or exported into any country
or used in any manner prohibited by the United States Export Administration Act or any
other export laws, restrictions or regulations.
Government End Users.
The TurboPass Service and related documentation are "Commercial Items" as that
term is defined at 48 C.R.R. S 2.101, consisting of "Commercial Computer Software"
and "Commercial Computer Software Documentation" as such terms are used in 48
C.F.R. S 12.212 or 48 C.F.R. S 227.7202, as applicable. Consistent with 48 C.F.R. S
12.212 or 48 C.F.R. S 227.7202-1 through S 227.7202-4, as applicable, the Commercial
Computer Software and Commercial Computer Software Documentation are being
licensed to U.S. Government end users (a) only as Commercial Items and (b) with only
those rights as are granted to all other end users pursuant to the terms and conditions
herein. Unpublished-rights reserved under the copyright laws of the United States.
Statute of Limitations.
You agree that regardless of any statute or law to the contrary, you shall not bring any
action against TurboPass arising out of or related to this Agreement or the subject
matter hereof more than one (1) year after the occurrence of the event which gave rise
to such action.
The section titles in the TOS are for convenience only and have no legal or contractual
All notices which concern this Agreement shall be given in writing, to the parties herein
as follows: Delivery of notice from You to TurboPass shall be considered effective by
sending an e-mail with "Notice" entered into the subject line, sent to the
email@example.com; and delivery of notice from TurboPass to You shall be
considered effective by transmission at Your e-mail address as contained in
TurboPass' records. Any party to this Agreement may change its address for notice
purposes, by providing written notice of the change of address to each of the other
Please report any violations of the TOS to our Customer Service Center.
If You have any questions concerning this agreement, or if You wish to contact
TurboPass for any reason, please contact: E-mail: firstname.lastname@example.org.